Privacy Policy

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Terms of Use and Privacy Policy respects and is committed to protecting your privacy. does not collect personal information about any site visitor except when knowingly provided by an individual. All personal information is kept in confidence.


Your use of this Web site is subject to the following terms and conditions. By accessing this Web site, you acknowledge that you have read and accept the terms and conditions.

The contents located at is a web site owned and operated by This web site is intended to provide information that might be of interest to users. The contents of this site, including but not limited to the text and images herein and their arrangements, unless otherwise noted, are the copyrighted material of Copyright 2015 All rights reserved. All Trademarks referred to are the property of their respective owners.

Everything you see or read on is copyrighted and may not be used except as provided in these Terms of Use, the text on the site or with the written permission, in advance, of

In accessing this site, no client, advisory, fiduciary or professional relationship is implicated or established. The material included in this site has been compiled from a variety of sources and the site may include inaccuracies or typographical errors. Everything on the site is provided to you “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose or non-infringement. does not warrant that this site, various services provided through this site, and any information, software or other material downloaded from this site, will be uninterrupted, error-free, or free of viruses or other harmful components. makes no warranties or representations as to the accuracy of the site. assumes no liability or responsibility for any errors or omissions in the content of the site. uses all reasonable effort to ensure the accuracy of the site but reserves the right to change in its sole discretion the site, in any way and/or at any time, without notice. shall not be liable for any special, incidental or consequential damages, including without limitation, any lost revenues, lost profits, or third party claims resulting from the use or misuse herein, even if has been advised of the possibility of such damages or for any claim by another party.

The site provides a capability for users to submit their contact information to via e-mail. Any information so received by will be held in confidence and used only for the purpose of contacting the submitting party. Such information is not shared with third parties external to

Links on this site may lead to servers maintained by individuals or organizations other than has no control and makes no warranties or representations as to the accuracy, timeliness, suitability or any other aspect of the information located on such servers, and neither monitors nor endorses such servers or content.

Images of people or places displayed on the site are either in the public domain, are the property of, or used with permission by, Your use of these images is strictly prohibited unless specifically permitted by these Terms and Conditions, specific permission provided elsewhere on the site, or you write directly to and obtain permission from

Nothing contained on this site should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on the site without the written permission of or such third party that owns the Trademarks displayed on this site. will enforce its intellectual property rights to the fullest extent permitted by law. may at any time revise these Terms and Conditions by updating this posting. You are bound by the most current Terms and Conditions every time you visit this site.

Any rights not expressly granted herein are reserved.

(Whew! Sorry that you had to read all that.)